All I knew when I began this challenge was that I needed to take a calculator with me to the store because I was going to take another bit of Dave Ramsey‘s advice, only shop with cash. And by cash I mean we left debit cards at home and had 3 crisp twenty dollar bills in Michael’s wallet.
My first trip to the store with our new budget I had Amelia in my cart, a calculator in hand, a list of essentials woven between my fingers and a pen tucked in my pocket. It was not easy for me to do this. I do not enjoy talking finances, it always makes me feel awkward. But I sucked it up and started weighing the fruit before putting it in my cart. And nothing went in the cart without being added on the calculator. Before the end of the trip it had become a game that I enjoyed.
Michael wanted me to remind everybody to round up when weighing your fruits and veggies, you will be much happier having a few extra cents for your coin jars than having to take something back at the checkout. He likes to check around for a scale that is already zeroed out to make weighing easier. When you need to calculate the price the formula is: +(Price per pound, such as $0.69) times (pounds, such as 2.75 for 2 and three quarters pounds)
1. Meal plan
2. Make a list
3. Shop with a calculator
4. Weigh your fruits and veggies
5. Round up
6. Cash only
7. Use your staples
8. Get creative
9. Always have a backup meal idea
10. Shop at an inexpensive store such as Winco Foods